Products
We offer various Deposit Schemes and Loan Facilities at competitive rates of interest at nominal processing fees. Please scroll down to find out more about of exciting products. Also checkout our Safe Locker Facilities at one of your nearest Branch Locations
*Interest rates with effect from : 01st July 2023*
Deposit Schemes
- Savings bank accounts (S.B A/C) 5% p.a
- Recurring Deposit
- 1 Year - 8.00% p.a.
- 2 Years - 8.50% p.a.
- 3 Years - 8.50% p.a.
- Sri Ramakrishna Nithya Nidhi Deposit(Pigmy)- 3% to 3.5% p.a
- Fixed Deposit(FD)
| Term | Annual Rate of Interest* |
|---|---|
| 31 to 90 days | 5.50% |
| 91 days to 180 days | 6.50% |
| 181 days to less than 1 year | 7.00% |
| 1 year and above less than 2 years | 8.00% |
| 2 years and above upto 3 years | 8.50% |
| 42 Months and above upto 60 months (Applicable only for Fixed Deposit, Not applicable for Cash Certificate) | 9% |
*For Senior Citizens above 60 years of age 0.50% additional interest on their Fixed Deposit, Cash Certificate and Recurring Deposits.
* For Indian Army Officers 0.50% additional interest on their Fixed Deposit, Cash Certificate and Recurring Deposits.
* Indian Army Officers and if they are Senior Citizens above 60 years of age, 1% additional interest on their Fixed Deposit, Cash Certificate and Recurring Deposits.
* For Indian Army Officers 0.50% additional interest on their Fixed Deposit, Cash Certificate and Recurring Deposits.
* Indian Army Officers and if they are Senior Citizens above 60 years of age, 1% additional interest on their Fixed Deposit, Cash Certificate and Recurring Deposits.
Loan Facilities
- Jewel Loan (Upto Rs.50,00,000/- to an individual)
- 1 Year Loan : 11.00% p.a.
- 3 Months Loan : 11.50% p.a.
- 45 days period : 12.00% p.a.
- Loan on Govt. Securities (NSC/LIC Policy) : 10.50% p.a.
- Loan on new vehicles
- New Machinery (Generator, Tractor, Compressor, Tiller, Mixer, JCB etc) : 10.00%
- Loan on New Vehicles (Four wheelers/Light vehicles and Bus, Lorry other heavy vehicles) : 10.00% p.a
- Three wheelers: 10.50% p.a
- Two wheelers : 13.50% p.a
- Mortgage Loan
- Mortgage Loan : 11.50% p.a.
- Housing Loan : 10.00% p.a.
- Security Loan : 14.00% p.a.
- Security loan 2nd hand vehicle (Three Wheelers, Four Wheelers, Light Vehicles & Bus, Lorry other heavy vehicles) : 14.50%
- Security loan 2nd hand Machineries (Generator, Tractor, Compressor, Tiller, Mixer, JCB etc.) : 12.50%
- Surety Loan (Salary undertaking scheme): 12.50% p.a.
- Surety Loan: 14.50% p.a
- Overdraft: 12.50% p.a
(Rate of interest on deposits and loans subject to change from time to time)
Locker Facility
Safe Locker facilities available at following branches.*Please note that products and services noted on this page may change at any time so please check with the branch for most uptodate information.