We offer various Deposit Schemes and Loan Facilities at competitive rates of interest at nominal processing fees. Please scroll down to find out more about of exciting products. Also checkout our Safe Locker Facilities at one of your nearest Branch Locations
*Interest rates with effect from : 01st April 2021*
- Savings bank accounts (S.B A/C) 5% p.a
- Recurring Deposit
- 1 Year - 8.00% p.a.
- 2 Years - 8.50% p.a.
- 3 Years - 8.50% p.a.
- Sri Ramakrishna Nithya Nidhi Deposit(Pigmy)- 3% to 3.5% p.a
- Fixed Deposit(FD)
*For Senior Citizens, above 60 years of age 0.50% additional interest on their Fixed Deposit, Cash Certificate and Recurring Deposits.*
- Jewel Loan (Upto Rs.25,00,000/- to an individual)
- 1 Year Loan : 10.00% p.a.
- 3 Months Loan : 10.50% p.a.
- 45 days period : 11.00% p.a.
- Loan on Govt. Securities (NSC/LIC Policy) : 10.50% p.a.
- Loan on new vehicles
- New Machinery (Generator, Tractor, Compressor, Tiller, Mixer, JCB etc) : 10.00%
- Loan on New Vehicles (Four wheelers/Light vehicles and Bus, Lorry other heavy vehicles) : 10.00% p.a
- Three wheelers: 10.50% p.a
- Two wheelers : 13.00% p.a
- Mortgage Loan
- Mortgage Loan : 11.50% p.a.
- Housing Loan : 11.00% p.a.
- Security Loan : 14.00% p.a.
- Security loan 2nd hand vehicle (Three Wheelers, Four Wheelers, Light Vehicles & Bus, Lorry other heavy vehicles) : 14.50%
- Security loan 2nd hand Machineries (Generator, Tractor, Compressor, Tiller, Mixer, JCB etc.) : 12.00%
- Surety Loan (Salary undertaking scheme): 14.00% p.a.
- Surety Loan: 15.00% p.a
- Overdraft: 14.00% p.a
(Rate of interest on deposits and loans subject to change from time to time)